About Us

About Us

15+ years of helping the community meet their financial goals.

With a combined experience of 15 years, when you deal with us, you can be 100% certain that you are working with the experts from the mortgage broking industry. Each member of the team brings expertise from the residential and commercial mortgage industry so that we can provide our clients with the best assistance throughout their property buying process.

Our team of mortgage professionals are not only experts in their field, but they are also passionate about assisting our clients needs and objectives. Your success is our priority, and this we promise to achieve through a hassle-free smooth loan process in a timely manner.

VDA broker team

Obligation-free consultations at zero cost

Did you know that a consultation about your unique financial situation is usually free of cost at VDA finance and capital? Instead, when we introduce you to a bank or a lender, we are compensated by the lender for helping them reach out to a profitable customer like you.

The few times where we do charge for a consultation is if you are looking for a commercial loan. Due to the often complicated nature of commercial or business loans, it requires us to spend a bit more time to find the perfect lending solution for you.

Interest rates that are in your best interests.

Our team may be able to provide you with the best interest rates due to our special high volume relationships with our lenders. Furthermore, we are also in the best position to find a loan product that suits your repayment plan, and personal financial needs.

We go the extra mile by requesting additional discounts wherever possible to give you the best financial option possible

At VDA, we are in the business of finding interest rates that are in your best interests.

Processes designed to meet your financial goals.

Instead of selling you the highest commission paying products, our mortgage brokers and commercial loan experts assess your situation, and recommend the loan solution that best fits your situation.

We apply the same customer-first approach when dealing with commercial loan applications or asset financing services.

We are aware that you are looking for an expert to guide you through a difficult mortgage and financing process, and will do our best to enable you to make the most suitable decisions.

More lenders, more choice, better financial decisions

At VDA Finance and Capital, we understand that each customer and their situation is unique. Therefore we have perfected the art and science to provide customised loan comparisons and tailored lending solutions across our extensive panel of lenders.
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Enjoy your home loan journey with our mortgage broking experts

Services across Australia

Our mortgage broking services are not just spread across several lenders, but also across all the states throughout Australia.

Most of our services and processes have also been designed to accommodate your busy lifestyle. This means that almost all of our process can be completed online, or via a phone call making it easy for us to service customers across Australia. Furthermore we are also able to help non-residents across the globe who are eligible to own property in Australia.

We can handle any type of property; be it in the middle of the bush or an urban studio. Give us a call today or enquire online

From First-Home Buyers to Serial Investors

From first home buyers to seasoned property investors, our industry experience and process will assist you through the entire home loan process, every step of the way. We will take care of each application (be it the First Home Owners’ Grant – FHOG application or the upfront valuations), we will make sure that your mortgage broking experience is smooth and hassle-free.

Credit checks with us are better than with lenders

Credit agencies understand that as a mortgage broker, we are trying to understand your situation the best by ordering your credit checks. Therefore a credit check ordered from us does not affect your final credit score. However, when a lender orders a credit check and you are declined the loan, it may affect your credit rating negatively.

To understand how a credit score check through us will help you understand your situation better, talk to our experts. Alternatively, you can also use our credit score calculator.

Our customers come back to us, ALWAYS.

More than 100 happy home owners and asset management clients not only come back for our services but also send referrals to their family and friends. Read more about the homeowners we have helped realize their dreams.


“Excellent service, very professional and friendly and quick to respond to all enquiries. Thanks again Suraj for guiding us from the day one, I would highly recommend VDA finance and definitely use them again in the future.”

Tika Nath Rijal Client

“Highly recommended for buying home or refinance. I did my first home home loan with VDA Finance and Capital. I found them very professional reliable and very focused to get your job done.”

Sunit Hamal Client

“Highly recommended to anyone looking for a home loan or refinance. Recently done my home loan refinance, had an amazing experience, refinancing has never been so easy, convenient, and reliable. Everything was done within a week and a half as promised, clear information, step to step guide, and easy to communicate. Thank you so much…

Aryan Tamu Client