The Right Mortgage Solution
We are an independent home loan mortgage broker with a genuine commitment to helping our customers find the right mortgage solution.
30+ lenders panel
Our brokers are accredited with over 30 lenders including all of Australia’s major banks. We can help you compare products and negotiate the best rate available for your home loan.
A personalised service
From first home buyers to seasoned property investors, we will assist you through the entire home loan process, every step of the way.

What We Offer

Home Loans

Whether you are buying your first home, a rental property, or trying to refinance your home loan, we have got it all covered. Our mortgage brokers specialize in all kinds of home loans, and can help you get the best rates from our panel of 30+ lenders.

Commercial Loans

We specialise in providing commercial loans including business loans to purchase or refinance commercial property, residential or commercial property developments, land subdivision, and land banking. We also have access to all major banks including private funds for low doc, purely asset-based, land subdivision, and SMSF loans.

Business & Equipment Finance

Expand your business with finance from the right lender for the access of equipment, vehicles and technology based on situation of your business. Be it setting up a novated lease or a simple hire purchase, our in-house advisors will guide you through the process of the often complicated world of Asset Financing.


Who we are? 

With a combined experience of 15 years, Suraj and Karna each bring their expertise in the residential and commercial mortgage industry to lead a team of brokers to assist our clients through the property buying process. We understand that each customer and their situation is unique. We can provide customised loan comparisons and tailored lending solutions across our extensive panel of residential and commercial lenders. Our consultations are obligation free and our services are at no cost to you.
VDA broker team

Our Awards

Happy clients

We have helped many families to buy their dream homes. Let us help you too  to get yours.

Lenders panel

With wide range of lenders in our panel, it is possible to find the lender that can offer the most suitable deal for your situation.

Loan types
With lot of options available, we will make sure you find the type of loan that best suits your situation.


Tika Nath Rijal Client

“Excellent service, very professional and friendly and quick to respond to all enquiries. Thanks again Suraj for guiding us from the day one, I would highly recommend VDA finance and definitely use them again in the future.”

Sunit Hamal Client

“Highly recommended for buying home or refinance. I did my first home home loan with VDA Finance and Capital. I found them very professional reliable and very focused to get your job done.”

Aryan Tamu Client

“Highly recommended to anyone looking for a home loan or refinance. Recently done my home loan refinance, had an amazing experience, refinancing has never been so easy, convenient, and reliable. Everything was done within a week and a half as promised, clear information, step to step guide, and easy to communicate. Thank you so much…

Ganesh Adhikari Entrepreneur

“Excellent service provided as per the customer requirement, Highly recommended business for any banking loans.”

Incredible Rates

Contact us right now to find the loan that best suits your situation at the lowest rate possible.

30+ lenders to choose from

adelaide bank
Australian military bank

Get in Touch

    Mortgage Calculators

    Borrowing Power Calculator

    Quickly find out the estimated amount you could borrow based on your current earnings and expenses.

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    Home Loan Offset Calculator

    An offset account, as the name suggests, offsets the amount of loan you have taken from the lender.

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    Loan Repayments Calculator

    Find out the estimated amount of repayments (EMI) you will need to pay on a monthly, fortnightly or quarterly basis for paying your potential home loan.

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