
WELCOME TO VDA
The Right Mortgage Solution

YOU ARE IN GOOD HANDS WITH VDA
30+ lenders panel

WE WILL WALK YOU THROUGH EVERY STEP
A personalised service
What We Offer
Home Loans
Whether you are buying your first home, a rental property, or trying to refinance your home loan, we have got it all covered. Our mortgage brokers specialize in all kinds of home loans, and can help you get the best rates from our panel of 40+ lenders.
Commercial Loans
We specialise in providing commercial loans including business loans to purchase or refinance commercial property, residential or commercial property developments, land subdivision, and land banking. We also have access to all major banks including private funds for low doc, purely asset-based, land subdivision, and SMSF loans.
Business & Equipment Finance
Expand your business with finance from the right lender for the access of equipment, vehicles and technology based on situation of your business. Be it setting up a novated lease or a simple hire purchase, our in-house advisors will guide you through the process of the often complicated world of Asset Financing.
ABOUT US
Who we are?

Our Awards
The MFAA Excellence Awards celebrate the work of the industry’s best brokers, businesses and industry professionals.
The MFAA Excellence Awards are about recognising the commitment the members have shown in ensuring the mortgage and finance industry maintains a high standard and the outstanding service they deliver to their clients.
We have helped many families to buy their dream homes. Let us help you too to get yours.
With wide range of lenders in our panel, it is possible to find the lender that can offer the most suitable deal for your situation.
Testimonials
“Excellent service, very professional and friendly and quick to respond to all enquiries. Thanks again Suraj for guiding us from the day one, I would highly recommend VDA finance and definitely use them again in the future.”
“Highly recommended for buying home or refinance. I did my first home home loan with VDA Finance and Capital. I found them very professional reliable and very focused to get your job done.”
“Highly recommended to anyone looking for a home loan or refinance. Recently done my home loan refinance, had an amazing experience, refinancing has never been so easy, convenient, and reliable. Everything was done within a week and a half as promised, clear information, step to step guide, and easy to communicate. Thank you so much…
“Excellent service provided as per the customer requirement, Highly recommended business for any banking loans.”
Incredible Rates
30+ lenders to choose from

































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Mortgage Calculators
Borrowing Power Calculator
Quickly find out the estimated amount you could borrow based on your current earnings and expenses.
Use calculatorHome Loan Offset Calculator
An offset account, as the name suggests, offsets the amount of loan you have taken from the lender.
Use calculatorLoan Repayments Calculator
Find out the estimated amount of repayments (EMI) you will need to pay on a monthly, fortnightly or quarterly basis for paying your potential home loan.
Use calculatorLatest Blogs
A mortgage is a loan that a borrower uses to maintain or purchase a home and other forms of real estate
Can your credit score affect the chances of getting a home loan or lowering the interest rates on the mortgage?